Buy now – pay later
Pay Later & Finance
Interest-Free Payment Options From Trusted Partners
– ‘Pay In 3’ With PayPal
– 3, 6 or 12 Monthly Payments With V12

how do i apply?
Online
Simply add the luxury items you require into the cart, then upon checkout, select the desired payment option and follow the online instructions on the secure server
If you are looking to use PayPal’s ‘Pay-In-3’ option, the process is no different from their regular checkout procedure with PayPal; simply select that option if it is available on your account.
PLEASE NOTE: We have no involvement if this is available on your account, and in the event it is not available, you will need to make direct contact with PayPal as it relates to your personal account with them.
On The Phone
If you’re looking to make use of theV12 Finance option and want to speak to a real human about this process, simply phone us and all we need is your name and email address and we can send the link to your email.
PLEASE NOTE: the application will still need to be completed online via the V12 system
The V12 application is online, simple, paperless and takes no more than 5 minutes to complete
Any questions?
If you need any further information, please phone one of our advisers on 01524 489939 for more advice
Criteria for V12 ‘Buy Now – Pay Later’ Credit
To apply for Klarna credit options you must meet the following criteria:
- Credit is available on all purchases where the overall order value is over £500
- V12 is not available on items on sale
- At least 18 years of age
- A permanent UK resident
- A deposit/initial payment is required in all cases (only for monthly finance)
- You have a good credit history with no bankruptcies, CCJs and IVAs
- In regular employment (minimum of 16 hours per week)
- Are self-employed, or in a permanent residence with your spouse/partner who is in regular employment
- In receipt of a pension if you are retired
- Able to confirm sufficient income if you are registered disabled.
- Single or Multiple Occupant Householders can all apply
Need Assistance?
Need some help with your application? Not a problem. Simply call us on 01524 489939 or hit the button below






